Medicare Part A Premium and Deductible Changes
Medicare Part A covers inpatient hospital services, skilled nursing facility services, hospice services, inpatient rehabilitation services, and some home health care services.
The Medicare Part A inpatient hospital deductible that beneficiaries pay is $1,556, an increase of $72 from $1,484 in 2021. The Part A inpatient hospital deductible covers beneficiaries’ share of costs for the first 60 days of Medicare-covered inpatient hospital care in a benefit period. In 2022, beneficiaries must pay a daily coinsurance amount of $389 for days 61–90 of a hospitalization (vs. $371 in 2021) in a benefit period and $778 per day for lifetime reserve days (vs. $742 in 2021). For beneficiaries in skilled nursing facilities, the daily coinsurance for days 21–100 of extended care services in a benefit period is $194.50 (vs. $185.50 in 2021).
Medicare Part B Premium and Deductible Changes
Medicare Part B covers physician services, outpatient hospital services, certain home health services, durable medical equipment, and other medical and health services not covered by Medicare Part A.
Medicare Part B premium, deductible, and coinsurance rates are determined annually. The standard monthly premium for Medicare Part B enrollees is $170.10, an ncrease of $21.60 from last year. The annual deductible for all Medicare Part B beneficiaries $233, an increase of $30 from $203 in 2021.
Important Medicare Dates
January 1: Medicare general enrollment begins.
January 1: Medicare Advantage enrollment begins.
January 15: Medicare Advantage and Part D rate release.
March 31: Medicare general enrollment ends.
March 31: Medicare Advantage enrollment ends.
April: Flu season ends.
September: Private plans send notice of any changes in cost, coverage, or service area.
October 15: Medicare open enrollment begins.
November: Flu season begins.
November 6 (estimated): Medicare Part A and Part B premiums and deductibles announced.
December 7: Medicare open enrollment ends.
To learn more about how these changes could affect you, read about Medicare Parts A and B at CMS.gov or make an appointment with us. We can guide you.