The “Holy Grail” of retirement income design is simply: Get the HIGHEST paychecks at the LOWEST taxable income. In some cases, taxes can be eliminated. We take a proactive approach in designing your “Retirement Holy Grail.”

There are only 3 sources of guaranteed paychecks for life:

·Social Security

·Pensions

·GLIAs

Let us help you maximize these income streams for your retirement.

We design your retirement income to ensure your money is working for you. There is a science to maximizing returns for each level of risk. We can look at strategies to protect your investment from market downturns. Let us help.

Timing your retirement withdrawals could be the difference between positive and negative returns. Your retirement design includes a Structured Income Plan to get the most out of YOUR retirement. Best practices include considering Medicare thresholds, optimizing timed withdrawals from each account (to avoid government penalties), maximizing Social Security benefits, and mitigating Sequence of Returns risk. Together, we can assemble the pieces and design your comprehensive retirement plan.